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Unique Summer (and Beyond) Jobs for Teens
Have a teen looking for a job this summer? Finding a job’s not always easy and he might want some flexibly for activities like sports. And when your teen starts her own business she might find she has...
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Clever Tips On Using Brown Bananas
It’s inevitable. You buy a big bunch of bananas on sale and half of them go brown. Instead of being bummed, maybe you should celebrate because there is all sorts of good things you can do with those...
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Don’t Let it ZAP Your Pocketbook! 15 Ways to Lower Your Electric Bill
It depends on where you live but the summer can bring on BIG electric bills.. Lowering your electric bill is easy when following the simple tips below. 1. Use natural lighting. Open the blinds and...
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How to Celebrate Birthdays without Breaking the Bank
A big birthday is coming up, and you have a lot of planning to do. You are looking at your budget, and wondering how many months you’ll be paying for the celebration. Instead of breaking the bank,...
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7 Steps You Can Take to Retire a Millionaire
Not everyone can become a millionaire overnight, but everyone can save up enough money to retire – if you are diligent and disciplined in your savings plan. Saving for retirement can be hard,...
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Save those Gorgeous Grounds: Reusing Coffee Grounds Can Save You Money!
If you are a coffee drinker, chances are you see a lot of coffee grounds go into the trash! You may not have found any use for these dark, wet grounds, and figured into the garbage can or maybe compost...
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30 Boredom Busters for Kids
“Mommmmm! I’m bored!” Out of ideas to keep your kids entertained? Try this list to get them off the couch! 1. Hot out? Go to the mall and do some window shopping. 2. Play Hospital. Let the kids be the...
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6 Reasons You Are Still in Debt
Are you still in debt and wondering why? Chances are, you have one of these six habits or mindsets, preventing you from getting out of debt. The first part of changing anything is to change your mind...
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How I Save At Least 50% on My Meat Budget
Since 2009 the average cost of ground beef has raised 81%. (source). I can’t believe how much meat is these days, I actually get a little depressed when I check the grocery ads. I like to stock my...
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6 Frugal Secrets Nobody Has Told You
Exploring the frugal lifestyle is wonderful. No matter how much you know, you can always build on your existing knowledge to save more and get more out of your money. Work these secrets into your...
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10 Tips for Eating Vegan on a Budget
This is a guest post by Tovah Terranova Want to eat healthy? Trying to do it on a shoestring budget? According to “Eat Vegan on $4 a Day” by Ellen Jaffe Jones it isn’t all that hard any longer. It...
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How to Make Your House Feel Clean Even When You Don’t Have Much Time
How to Make Your House Feel Clean As any Lazy Girl knows, housework is the pits. Now, I know there are those of you out there that LOVE to clean. But I am a Lazy Girl.. so that is not me. Yet even Lazy...
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How to Live Beneath Your Means
How to Live Beneath Your Means Sometimes, running out of money before you run out of month isn’t a sign that you don’t have enough money coming in—it’s a sign that you live above your means. How do you...
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It’s OK to Take Babysteps to Living Frugally
I will be the first to admit- living frugally is not always easy nor is it always fun. I work at it and I have tried to develop strategies that help me stay on my path and I hope I can encourage you to...
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DIY Orange Body Butter
Looking for a YUMMY Body Butter to use in the shower for shaving or moisturizing? The coconut oil in this butter will leave you feeling soft and the orange, energized. Then this DIY Orange Body...
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16 Things You Should Buy at Costco
I am a huge fan of Costco. We buy our electronics and appliances there, we bought a garage door from them, and refinanced our home loan through them. They rock! However, I don’t actually buy a lot of...
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8 Things We Love to Buy at the Dollar Store
Your local Dollar General, Dollar Tree, or other dollar store can be a great source of inexpensive goods that can save you tons of money. Some items are a better deal than others, though, so it’s good...
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DIY Coffee Body Scrub
Ever wonder what you could do with your morning coffee grounds other than thrown them in your garden? Why not make a shower scrub? From what I have read it could possibly reduce cellulite and varicose...
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How to Get Started with Menu Planning
One of the most important budgeting tips you hear is “plan your menu.” What does that mean exactly? What meals should you plan, and what meals are okay to simply let happen? Planning your meals for the...
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Expenses You Are Overlooking in Your Budget
You have this great spreadsheet on your computer. On it, you have budgeted everything – utilities, rent or mortgage, car payments, gas, and groceries. Unfortunately, when you get to the end of the...
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When is it OK to Use Emergency Funds? (and When it’s Not)
You have been doing really well and saved money for an emergency. You have pinched pennies. You have cut corners. You have avoided the temptation of the Chai Latte. Now, you are looking at an emergency...
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How to Save Big Time Money on Coffee
You love coffee. Many people do, and for many people, the day does not begin without coffee. If you enjoy your morning cup, the cost can add up. Fortunately, you can save money on your coffee very...
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How to Use Envelope Budgeting to Stay Out of Debt
We’ve all done it and we’ve all felt guilty for it. You only plan on spending $300 (or $200 or $100) at the grocery store, but when you get to the checkout, your total is $30 or $50 more. To spare...
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3 Easy Tips That Help You Pay Off Your Mortgage Early
Once you buy a house, you’re locked into a mortgage for 30 years, right? Wrong. Most banks have done away with prepayment penalties and made it easy for you to save money on your mortgage and pay it...
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4 Budget Tweaks You Can Make Right Now
Sometimes when we look at ways to adjust our budget, we see long-term goals. You can make some budget tweaks immediately, however, and see immediate gains. Here are four ways you can adjust your budget...
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What to Do in a Money Emergency
Many people find themselves in a money emergency, unable to take care of a sudden expense. This can happen due to medical expenses, a car accident, or any unforeseen emergency. While ideally you have a...
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3 Easy Ways to Comparison Shop (and Save Money!)
We all know that comparison-shopping saves money, and chances are you’ve done it before to great effect. Most people only do it on major purchases like appliances, furniture, or electronics because...
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Top 10 Habits of Frugal People
Hoping to pick up some better habits when it comes to money? The below are all great ones to consider. And I get that not all of them is going to work for everyone, but I challenge you to consider...
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Living Within a Budget – It’s Not as Hard as You Think
Wouldn’t it be nice to just spend money as if it didn’t matter? I would LOVE to walk in to a store sometimes and just buy my favorite outfit, never looking at the price tag. But that is not something...
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Late Again? How to Pay Your Bills on Time, Everytime
My husband and I have tried a lot of methods to balance our bills since we’ve been married. One of our older methods was to cash our paychecks instead of deposit them. That evening we would set aside...
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